It all starts here.
As educators, you’ve spent your career shaping the future of countless students. Now, it’s time to focus on shaping your own future. Teachers Retirement Solutions (TRS) is here to help you make the most of your retirement, ensuring you can enjoy life beyond the classroom with confidence and financial security.
OUR MISSION:
Make your savings
your top priority.
Identifying the amount you are short is the first step in fixing the problem.
Step One:
Evaluate how much money you would need in order to retire at the age you desire and live the lifestyle you want.
Step Two:
If there is a gap between your predicted needs and your predicted savings, determine what you can do to get more money into your retirement savings. That is generally going to happen by saving more money, working longer, or taking on extra-pay assignments.
You are ready for an
your action plan.
You have gathered information about your retirement. You have taken the time to evaluate your needs. You are ready for an action plan! With the efforts you have made over the years, you will deserve to fully enjoy what life has to offer.
Step One:
Find simple ways to save. Small contributions to your retirement can add up to big savings overtime.
$5 per month in 20 years you'd have $13,506
Step Two:
Make sure to set up systematic payroll contributions to help you get you closer to your goals. You not only defer taxes on the oney you contribute, any earnings on your savings also have the potential to compound tax deferred until withdrawal.
How can you increase your retirement income?
- Work Longer
- Take on extra pay assignments, such as becoming a soccer coach or yearbook advisor
- Purchase expensive service credit to buy back years
- Start a 403B or 457b account with a TRS Financial Educator
Starting a 403(b) or 457(b) account ensures you have enough income to support the retirement you envision with out the need of having to work longer .
Make your retirement dreams happen! Contact Teachers Retirement Solutions Today!
Here is what other teachers say
Excellent on Google
I cannot recommend Melissa Ruiz highly enough. Her knowledge of teacher retirement systems, pension options, and long-term financial planning was absolutely outstanding. She took the time to explain every detail clearly and patiently, making what initially felt overwhelming much easier to understand. What impressed me most was her ability to tailor retirement solutions specifically for me, taking into account years of service, pension benefits, healthcare considerations, and future financial security. Melissa was professional, responsive, honest, and incredibly thorough throughout the entire process. She was also so patient to listen to my concerns and worries and tried to find solutions for every one of them with true care. Because of her guidance, I now feel much more confident and prepared about my retirement future. If you are a teacher or educator looking for someone who truly understands retirement planning and genuinely cares about helping clients, I strongly recommend Mellissa. Her expertise and dedication were exceptional. I would rank her 11 out 10. I would fully recommend her services.
Posted onGoogle
4 months ago
Melissa Ruiz is one of those professionals who will go out of her way to ensure that you understand policies, procedures, regulations and terms of your accounts. She responds promptly to all of my communication (e.g., text, email, phone calls), is friendly, honest and upstanding individual. I am so lucky to have her as my retirement specialist!
Posted onGoogle
3 months ago
If you are a new teacher, or a teacher without a 403B, the 2nd best piece of advice i received from veteran teachers was to start contributing to a 403B account. The best advice was introducing me to Rudy! Teacher retirement solutions is a must for any teacher, and make sure to ask for Rudy!
Posted onGoogle
3 months ago